Credit & Christianity

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Credit & Christianity is a reflective and insightful journey that explores the intersection of faith, financial literacy, and the consequences of financial naivety. The author, raised in a faith-centered, disciplined household where values like honesty, responsibility, and respect were emphasized, never received formal education about managing finances. His first encounter with credit came through student loans and credit cards offered freely on his college campus—a path that quickly led from “perfect credit” to mounting debt.

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Credit & Christianity is a reflective and insightful journey that explores the intersection of faith, financial literacy, and the consequences of financial naivety. The author, raised in a faith-centered, disciplined household where values like honesty, responsibility, and respect were emphasized, never received formal education about managing finances. His first encounter with credit came through student loans and credit cards offered freely on his college campus—a path that quickly led from “perfect credit” to mounting debt.

Credit & Christianity is a reflective and insightful journey that explores the intersection of faith, financial literacy, and the consequences of financial naivety. The author, raised in a faith-centered, disciplined household where values like honesty, responsibility, and respect were emphasized, never received formal education about managing finances. His first encounter with credit came through student loans and credit cards offered freely on his college campus—a path that quickly led from “perfect credit” to mounting debt.